
Where do you stand in the credit scoring enigma?
If you know your own FICO credit score and have been wondering where you stand relative to the rest of American consumers, the Fair Isaac Corporation (creator of FICO scores) publishes a semi-annual distribution of FICO-scoring data. Here's where American consumers...

Best Credit Cards for Starting & Rebuilding Credit
From Credit.com The Petal Visa Credit Card—a new approach to approving people for credit makes this card accessible to people with no credit history, but good financial habits. The Credit One Bank Platinum Visa with Cash Back Rewards gives beginners card rewards with...

Lying, Cheating, Hurting
Bad couple of months for the legal profession. If the allegations are true about Michael Avenatti, he's despicable. Professional Rules of Conduct vs. Zeppelin's, Your Time is Gonna Come.

Personal Guarantees – better left as strangers (but good luck convincing a lender)
When a lender requires a personal guaranty, best to know what YOU are signing up for!

Debt-collectors like these give the entire industry a BAD RAP!
Avoid these frauds like the plague!
Colorado County Court Civil Filing Fees Effective January 1, 2019
Colorado County Court Filing fees for 2019.

Holiday cheer from my favorite colleague!
This guy is the best, aside from me of course. 😉

*MUST READ* – Predatory Lending at its WORST.
How an obscure legal document turned New York’s court system into a debt-collection machine that’s chewing up small businesses across America.

What to say and do if pulled over
As you’ll notice, the common denominator in the majority of responses is to REMAIN SILENT.

Why trustees in bankruptcy sometimes ask if you’ve purchased a vehicle lately
The linked .pdf included below is an excellent summary of a situation when someone gets financing to buy a car and soon thereafter files bankruptcy.